When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.

Tapping into your home equity is easier than ever before. You've been paying down your balance. Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!

For FHA  Buyers
Remember, you will need 3.5% down payment.  This must be your funds or a gift from a family member.  If you need assistance with your closing costs the seller can contribute up to 6% of the sales price.

For VA Buyers
We are a veteran friendly Mortgage Banker.  Carl is a Cerfified Military Housing Specialist and a veteran.  We support the homeownership goals of military familys.  Let us help you.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started. For help with your options call 281-335-0090
Carl Hargraves, NMLS # 230525
Ken Melber, NMLS # 307225    

Premier Nationwide Lending
1350 NASA Rd. 1 Ste. 204
Houston Tx. 77058

Complaints regarding a licensed residential mortgage loan originator should be sent to the Texas department of Savings and Mortgage Lending, 2601 North Lamar, suite 201, Austin Texas 78705.  A toll-free consumer hotline is available at 1-877-276-5550

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursment from the recovery fund must be filed with and investigaged by the department prior to the payment of a claim.  For more information about the recovery fund, please consult the department's web site at http://www.sml.texas.gov/